Leverage residential or commercial property value to secure high-ticket funding up to ₹10 Crores with competitive interest rates starting at 9.25% p.a.
Fulfill broad personal or commercial liquidity requirements while maintaining property ownership.
Interest Rate
9.25% p.a.*
Cost-effective borrowing against assets
Loan Amount
Up to ₹10 Crores
Maximize your property's market worth
Sanction Time
72 Hours
Fast approval for urgent business or personal needs
Loan Tenure
Up to 15 Years
Extended repayment plans for manageable EMIs
Fuel your enterprise growth, invest in new inventory, or upgrade machinery by leveraging commercial or residential real estate.
Merge expensive unsecured debts, high-interest credit cards, and short-term liabilities into a single low-interest LAP account.
Fund specialized international studies, dream weddings, or significant life milestones without liquidating core investments.
Obtain high-ticket capital immediately to address critical healthcare expenses or unforeseen financial requirements.
Submit basic property papers and ownership details to assess maximum loan-to-value (LTV) eligibility.
Provide income proofs, tax filings, and identity credentials alongside property deeds.
Our specialists conduct thorough title deed checks, municipal compliance, and market evaluation.
Upon final agreement execution, funds are directly credited to your designated bank account.
Yes, absolutely. You retain absolute ownership and physical possession of your residential or commercial property throughout the loan tenure.
You can typically secure up to 60% to 75% of the verified market value of your property, depending on internal credit guidelines.
LAP funds come with flexible end-use restrictions. You can use them for business expansion, personal expenses, or debt restructuring (speculative use excluded).