Please read our terms and conditions carefully before using Kalyani Finance services.
Terms & Conditions
Last Updated: August 2026
1Nature of Service
Kalyani Finance is not a direct lending bank or Non-Banking Financial Company (NBFC).
We operate solely as an authorized channel partner for various banks and registered corporate DSAs (Direct Selling Agents).
Our core service is to assist and consult clients in securing loans from appropriate banks according to their individual financial eligibility.
2Accuracy of Information
Clients are obligated to provide complete, truthful, and accurate information (e.g., name, income, PAN card, [Aadhaar Redacted] details, etc.) when filling out website forms or during the loan application process.
The client holds sole personal liability for any legal consequences arising from the submission of incorrect or fraudulent documentation.
3Data Privacy & Usage
The personal and financial data submitted for loan applications will be forwarded to respective partner banks and financial institutions strictly for loan processing purposes.
While we make every effort to maintain robust data security standards, Kalyani Finance cannot be held directly liable for data breaches resulting from unforeseen internet technical vulnerabilities or cyber incidents.
4Processing Timeline
The timeline for loan approval and final disbursement into a bank account depends entirely on the internal guidelines, policies, and verification protocols of the respective lending bank.
Have questions or concerns? Feel free to reach out to us.