Get instant cash against your gold ornaments within 30 minutes, featuring high per-gram rates, zero credit check hurdles, and 100% secure vault storage.
Experience minimal documentation and rapid evaluation processes designed for immediate financial needs.
Interest Rate
9.24% p.a.*
Affordable rates on your pledged gold
Loan Amount
Up to ₹25 Lakhs
Maximum value for your ornaments
Disbursal Time
30 Minutes
Instant cash or direct bank transfer
Security
100% Insured
Military-grade high-security vaults
Walk in with your gold ornaments and walk out with cash or bank funds within 30 minutes for urgent liquidity.
Specialized low-interest gold loan schemes tailored specifically to support farming and agricultural seasonal needs.
Pledge your gold once and withdraw money as needed, paying interest only on the exact amount utilized.
Enjoy the convenience of paying both principal and accumulated interest together at the end of the loan tenure.
Visit your nearest KalyaniFinance branch with your gold jewelry and basic KYC documents.
Our certified gold evaluators assess weight and purity transparently right in front of you.
Get the maximum loan offer per gram based on current market rates instantly.
Receive funds instantly via direct bank transfer or cash while your gold is safely locked away.
Yes, your gold ornaments are stored in high-security, fire-proof vaults equipped with 24/7 surveillance and are 100% insured.
Our gold loan tenures are highly flexible, ranging from 3 months up to 36 months with options for easy renewals.
Yes, you can close or prepay your gold loan anytime before the tenure ends with zero foreclosure or hidden penalty charges.