Global Academic Funding

Invest in Your Future With Smart Funding

Chase your global university dreams with funding up to ₹1.5 Crores, competitive rates starting at 9.25% p.a., and flexible moratorium repayment options.

Apply For Education LoanCalculate EMI
A
B
C
D

Trusted by tudents & Parents

Student First Plan

Moratorium Benefit

Focus entirely on your studies without immediate financial pressure during course years.

✓
100% Tuition & Living Expense Coverage
✓
Pre-Visa Sanction Support for Embassies
✓
Tax Benefits under Section 80E
Max Funding₹1.5 Crores

25+

Countries Covered

100%

Expense Coverage

Interest Rate

9.25% p.a.*

Affordable rates with tax benefits

Loan Amount

Up to ₹1.5 Cr

For domestic & international studies

Sanction Time

24 Hours

Fast pre-visa loan approvals

Moratorium

Course + 6 Mo

Repayment starts after graduation

Study Programs

Specialized Education Loan Categories

Global Reach

Study Abroad Loans

Comprehensive funding covering tuition fees, living expenses, airfare, and visa costs for top universities worldwide.

Check Eligibility
Top Institutions

Domestic Higher Education

Specialized financial backing for premier institutions like IITs, IIMs, NITs, and medical colleges across India.

Check Eligibility
Skill Development

Vocational & Skill Courses

Short-term technical certificate courses and professional training programs designed for skill enhancement.

Check Eligibility
Career Growth

Executive & Management Programs

Tailored funding options for working professionals pursuing executive MBAs and specialized postgraduate degrees.

Check Eligibility
Application Process

4 Easy Steps to Secure Funding

01

Course & University Assessment

Share your chosen course, admission status, and financial estimation to check maximum loan eligibility.

02

Digital Documentation

Upload academic records, co-applicant financial papers, and admission offer letters securely.

03

Sanction & Visa Support

Receive your official loan sanction letter required for embassy visa processing and university submission.

04

Direct University Disbursal

Funds are disbursed directly to the educational institution in installments as per fee schedules.

Eligibility Criteria

  • Nationality: Indian citizen with a confirmed admission offer from a recognized university
  • Academic Record: Strong academic track record in previous qualifying examinations
  • Co-applicant: Mandatory co-applicant (parent, guardian, or spouse) with a steady income source
  • Credit Health: Clean repayment track record with an acceptable credit score

Required Documents

  • Identity & Address Proof of student and co-applicant (PAN, [Aadhaar Redacted], Passport)
  • Academic Records (Mark sheets from 10th grade onwards, entrance exam scorecards)
  • Admission Letter / Offer Letter with complete fee structure from the university
  • Income Proof of co-applicant (Last 3 months salary slips, ITR, or business proofs)

Frequently Asked Questions

Q1What expenses are covered under the education loan?

Our education loans cover 100% of expenses, including tuition fees, hostel charges, books, equipment, laptops, air travel, and examination fees.

Q2When does the actual loan repayment start?

Repayment begins after the moratorium period, which typically spans the entire duration of your course plus an additional 6 months (or 6 months after securing employment, whichever is earlier).

Q3Do I need to provide collateral for studying abroad?

We offer both unsecured loans (based on academic profile and co-applicant income) and secured loans (backed by property or fixed deposits) depending on the country and university.

Secure Your Child's Future

Get pre-approved education loan sanction letters for university admissions and visa processing.

100% Expense Coverage
Pre-Visa Sanction Letter
Tax Benefits u/s 80E
Flexible Co-Applicant Options
Apply Now

No collateral required for loans under ₹7.5L

Education EMI Calculator

Plan your repayment during and after the moratorium period.

Calculate Now